Offer Refused

I didn't even counter...I found out the buyer was a FHA loan and I would end up paying points and repairs and such. I told the real estate person what my bottom line was a week ago when she wanted to bring the price of the home down....and yet the offer was 10K under. She also advised me what to counter offer, give into their demands and go with the FHA loan. That was way under the minimum I already told her I would take. No way, I will keep it and rent it out if I need to. I am not giving this house away.